📋 MTD ITSA · STARTED 6 APRIL

MTD ITSA started on 6 April. Still catching up?

If you're a sole trader or landlord earning over £50,000, the new MTD ITSA rules are already in motion — and quarterly digital record submissions are now mandatory, not optional.

Get clear, practical guidance on what's changed, what to do next, and how to get organised with confidence.

Quarterly income/expense tracker Plain-English compliance guide Software decision checklist Deadline calendar
Get the Toolkit — £19 →

May Catch-Up Offer: £19 £37 until 31 May

One-off download. Instant access. No software subscription.

MTD Ready toolkit cover
⏰ May Catch-Up Offer

Behind on MTD ITSA? Get caught up this May.

The 6 April start date has passed, but you can still get organised now. The sooner you understand what records, deadlines and software decisions matter, the less stressful the first quarterly update window becomes.

Most sole traders and landlords in scope aren't behind because they're careless — they're behind because the information out there is genuinely confusing.

The information landscape is working against you.

HMRC's guidance reads like it was written for tax professionals. The accountant blogs are disguised upsells. The software companies want you on a £25/month subscription. And the Reddit threads are three years out of date.

You've got a real deadline, a real obligation, and a lot of noise when you just need clear answers:

The confusion isn't ignorance, it's the result of information designed to sell you something - something which you may not actually need. This toolkit is designed to inform you instead.

💰 The Real Cost

The real cost of getting this wrong

£150–£300
Initial accountant MTD consultation
£12–£25/mo
Monthly bookkeeping software you may not fully need — forever
£37 £19 once
Actually understand what you're signing up for — and make every other decision smarter

The toolkit doesn't replace your accountant. It means you don't have to pay your accountant to explain things you could've learned in an afternoon.

📦 What's Included

Everything you need to understand MTD ITSA

📄

12-page plain-English MTD ITSA guide (PDF)

Exactly what's changing, who's caught, what quarterly submissions actually involve, and what your end-of-year declaration looks like. Written for humans, not accountants.

📊

Quarterly income/expense tracker (Excel)

Set up to capture records in the right format from day one, so you're not reverse-engineering months of transactions at midnight before the deadline.

✅

Am I Affected? Quick checklist

Know in 5 minutes whether you're in scope for April 2026, or whether you've got more time than you think. The threshold rules are more nuanced than the headlines.

📅

2026/27 Deadline Calendar

Every quarterly update window and year-end declaration date, in one place, so nothing creeps up on you.

🔍

Bridging vs Full Accounting Software guide

The honest comparison that no software company will give you. Understand what you actually need — not what earns the most commission.

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Common mistakes to avoid

The errors that trip people up most, so you learn from someone else's pain instead of your own.

One-off. No subscription. No upsell. No nonsense.

Everything you need to understand Making Tax Digital ITSA — in plain English.

Download the MTD Ready Toolkit — £19

Instant access · PDF + CSV · No subscription

🎯 Right Fit?

Who this is for — and who it isn't

✅ Who this is for

  • UK sole traders with self-employment income over £50,000
  • Landlords with property income over £50,000
  • Anyone with a mix of both — the guide covers the combination specifically
  • Anyone who just received an HMRC MTD letter and wants to understand it fast
  • Anyone who wants to walk into an accountant conversation already informed — and not pay for the warm-up

❌ Who this isn't for

  • People already fully set up with MTD-compatible software and a bookkeeper handling quarterly submissions — you're sorted
  • Limited companies and partnerships — MTD ITSA is for individuals; your obligations are different
  • Anyone who needs software that submits to HMRC on their behalf — this is an education and planning resource, not an API
❓ Common Questions

Frequently asked questions

Does MTD replace my payments on account?

No — and this trips a lot of people up. Quarterly updates are new digital record submissions that replace the annual Self Assessment process. Payments on account remain on their own schedule. The guide explains both clearly so you're not confusing the two.

Will the £50,000 threshold change?

Yes. It drops to £30,000 from April 2027, and potentially £20,000 after that. This toolkit focuses on the April 2026 £50k phase, but the guide flags the incoming changes so you're not blindsided when the next wave hits.

Does this replace my accountant?

No — and it's not trying to. It means that when you do speak to one, you're not paying for a crash course in the basics. Some people will walk away from this toolkit realising they're fine with a simple setup; others will decide they want professional support. Either way, you'll make a smarter, faster, cheaper decision.

Is this information current?

Yes. The toolkit reflects HMRC's MTD ITSA rules as published for the April 2026 mandate. GOV.UK is always the authoritative source and we recommend checking it for any late-breaking changes — but the guide will give you the solid foundation you need.

What format are the files?

The guide is a PDF. The tracker is an Excel spreadsheet. No special software needed beyond what you almost certainly already have.

What if it's not what I expected?

If you download this and decide within 30 days it wasn't worth it, email us for a full refund — no awkward questions. We're confident you'll find it genuinely useful; this just means there's zero risk in finding out.

🛡️

30-day money-back guarantee

If you download this and decide within 30 days it wasn't worth it, email us and we'll refund you — no awkward questions.

Download the MTD Ready Toolkit — £19

May Catch-Up Offer: £19 £37 until 31 May. Plain-English. Instant access. No subscription, no upsell, no fog.

Get the Toolkit — £19 →

One-off download. No subscription. No upsell.